Gaffney Homes under $200,000

Welcome to Gaffney, South Carolina, a charming city nestled in the heart of Cherokee County. Known for its rich history, friendly community, and beautiful landscapes, Gaffney offers a delightful blend of small-town charm and modern conveniences. With a population that embraces Southern hospitality, residents enjoy a slower pace of life while still being conveniently located near larger cities like Spartanburg and Greenville.

One of the standout features of Gaffney is its affordability in the housing market. For those seeking their dream home without breaking the bank, Gaffney boasts a variety of homes priced under $200,000. This makes it an ideal location for first-time homebuyers, families, and retirees alike. From quaint bungalows to spacious family homes, there is something for everyone in this welcoming community.

Imagine settling into a cozy home surrounded by scenic parks, vibrant local shops, and delectable dining options. Gaffney is also famous for its iconic Peachoid water tower, a beloved landmark that symbolizes the city’s agricultural roots. With excellent schools, recreational activities, and a strong sense of community, Gaffney is more than just a place to live; it’s a place to thrive.

Whether you’re looking to invest in a starter home or a charming property to downsize into, Gaffney’s real estate market under $200,000 offers a wealth of opportunities. Come explore all that this wonderful city has to offer, and discover why so many are choosing to call Gaffney home!

Newest Gaffney Homes under $200,000

$125,000

2 Beds ⋅ 1 Baths ⋅ 342383 MLS

Newly remodeled 2-bedroom, 1-bath single-story home in the City of Gaffney, SC, with approximately 768 heated square feet on a 0.19-acre lot. The remodel went well beyond cosmetics: newly replaced sheetrock throughout, insulation, plumbing, updated electrical, a roof installed last year, and windows throughout (except the laundry room window). A new central heating and air system will be installed prior to closing. The spacious kitchen was updated with new cabinets, laminate countertops, and room for a small dining area. Throughout the home you'll find newer laminate flooring, fresh paint, and new recessed lighting. The bathroom has been fully updated with a new vanity and a tiled tub/shower surround. A dedicated laundry area with washer/dryer hookups adds everyday convenience. Outside, a small covered front porch and a paved driveway welcome you home, and the large, open yard is shaded by mature trees with plenty of room for gardening, outdoor gatherings, or future plans. Built in 1965 and completely refreshed, this home pairs classic single-level living with modern, low-maintenance finishes. Its manageable size and updated systems make it an appealing option for a buyer seeking an affordable home in Cherokee County, as well as for investors looking for a turnkey long-term rental. City water and sewer. Located about a mile from downtown Gaffney with quick access to W Floyd Baker Blvd (SC-11) and I-85.

111 Gaffney Ave, Gaffney

$169,000

3 Beds ⋅ 1 Baths ⋅ 342204 MLS

Attention Investors! Rare, turn-key, cash-flowing opportunity in Gaffney! This fully updated single-story home comes with a tenant already in place, offering immediate rental income from Day 1. Featuring 3 spacious bedrooms, 1 full bathroom, and 1,091 sq. ft. of comfortable living space, the home offers major big-ticket peace of mind with a new roof installed in 2024 and a new HVAC system installed in 2025. The interior is refreshed with durable new LVP flooring and stylish new quartz countertops. Situated on a manageable 0.17-acre level lot with public utilities and no HOA constraints. Conveniently located just minutes from SC-11, downtown Gaffney, and major regional highways. Tenant-occupied—please do not disturb tenant. Showings require a minimum 24-hour advance notice. Add this low-maintenance asset to your portfolio today!

326 Hetty Hill St, Gaffney

$189,900

3 Beds ⋅ 2 Baths ⋅ 342147 MLS

Great 3 bed, 2 bath brick home close to town. Great starter home that needs a little TLC.

1428 Leadmine St, Gaffney

$57,000

2 Beds ⋅ 1 Baths ⋅ 341895 MLS

Investor handy man property. Cherokee county Gaffney SC. 2 bedrooms 1 bath. Corner lot nice concrete driveway that is big enough for cars, boat, and RV. Hardwood floors. No HOA. Countywide garbage pickup. Agent owned.

126 Filter Plant Rd, Gaffney

$82,900

2 Beds ⋅ 2 Baths ⋅ 341828 MLS

This move-in ready 2BR/2BA home on Gaffney's East Side boasts a mostly open floor plan, a functional kitchen, and a nicely sized owner’s suite. Conveniently located just minutes from I-85 at exit 96, it can be made FHA eligible. With new decks, a 3-year-old HVAC system, and updated plumbing, it’s a great opportunity for the budget-minded buyer.

120 Crestmont Dr, Gaffney

$84,900

3 Beds ⋅ 2 Baths ⋅ 341822 MLS

Investor Special Selling AS-IS

216 Dr Martin Luther King Dr, Gaffney

$69,900

2 Beds ⋅ 1 Baths ⋅ 341785 MLS

Investor Special Selling AS-IS.

123 Anthony St, Gaffney

$149,900

3 Beds ⋅ 2 Baths ⋅ 341576 MLS

Charming and versatile 3-bedroom, 2-bath home offering an excellent opportunity for both homeowners and investors! This well-maintained property features a flexible two-level layout, with each floor offering its own separate entrance, creating a variety of possibilities for rental income, a house-hack setup, multigenerational living, or simply additional privacy and space. Inside, you'll find fresh, neutral finishes, durable LVP flooring, abundant natural light, and a comfortable layout with plenty of room to make it your own. The main level offers inviting living spaces, bedrooms, and a full bath, while the lower level provides additional finished living space and its own access. Step outside and enjoy the screened porch overlooking the spacious backyard's a great spot for relaxing or entertaining. With its combination of character, functionality, and income-producing potential, this property is a unique opportunity you won't want to miss!

403 E Jefferies St, Gaffney

$175,000

3 Beds ⋅ 1 Baths ⋅ 341370 MLS

Move-in ready on this completely renovated 3-bedroom brick home situated at the end of a dead-end street. This home features recent improvements including roof, HVAC, kitchen cabinets and counter tops, stainless steel appliances, light fixtures, sheetrock, trim, interior and exterior doors, shutters, gutters, flooring, mini-blinds, and more. This home is truly move in ready and features a large, level fenced in front yard. This is a great deal and will not last long. The seller is a licensed Real Estate agent.

147 Crestmont Dr, Gaffney

$129,900

3 Beds ⋅ 1 Baths ⋅ 341361 MLS

A rare opportunity awaits at 907 Pondfield Road—a secluded 3.55± acre property tucked behind a gated entrance, offering privacy, space, and exceptional value. The primary home features 3 bedrooms, 1 bath, thermal windows, and a cozy fireplace, creating a comfortable setting with solid bones and room to personalize. In addition to the main home, the property includes a manufactured home that—with some renovation—could become a great rental, guest home, or multi-generational living option. Whether you’re an investor, first-time buyer, or someone seeking acreage and privacy, this property delivers versatility and potential at an unbeatable price. All of this for $129,900—a unique chance to own acreage, two dwellings, and a private setting in the Gaffney area.

907 Pondfield Rd, Gaffney

$124,900

3 Beds ⋅ 1 Baths ⋅ 341357 MLS

405 Chatham Drive offers a solid 3-bedroom, 1-bath layout with excellent potential for the right buyer. Whether you’re an investor seeking a reliable rental or a first-time buyer looking for an affordable home to make your own, this property delivers versatility and value. The location provides convenient access to schools, shopping, and the amenities of the Gaffney area, making it a smart addition to any portfolio or a practical entry point into homeownership.

405 Chatham Ave, Gaffney

$154,900

3 Beds ⋅ 1 Baths ⋅ 341352 MLS

Welcome home to 1002 Briarwood Drive, nestled in the heart of the historic Hamrick Park area—NO HOA and full of charm. You’ll appreciate the updated flooring, fresh interior paint, and the inviting cozy front porch that sets the tone the moment you arrive. This home is ideal for first-time buyers, downsizers, or investors seeking a strong rental opportunity. Interior access to the full basement provides exceptional flexibility—perfect for a future game room, recreation space, or additional finished living area. Located just minutes from Downtown Gaffney, you’ll enjoy quick access to quaint coffee shops, retail, restaurants, and the popular Trackside Tap Room. This area is rapidly growing in demand—buy in quickly and enjoy the convenience, charm, and lifestyle this home offers.

1002 Briarwood, Gaffney

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.